/* Saddle Insurance quotes: calm paper, deep ink, a saddle-leather accent for the one thing to do next. */
:root {
  --ink: #1d2433; --ink-2: #5a6378; --paper: #f6f3ee; --sheet: #ffffff; --rule: #e3ddd2; --soft: #efe9df;
  --accent: #9a4f1d; --accent-ink: #ffffff; --accent-soft: #f6e6d8;
  --ok: #1f7a4d; --ok-soft: #e1f3e8; --warn: #8a5a00; --warn-soft: #fdf1d6; --bad: #b42318; --bad-soft: #fde8e6;
  --display: "Bricolage Grotesque", ui-sans-serif, system-ui, sans-serif;
  --body: "Instrument Sans", ui-sans-serif, system-ui, sans-serif;
  --r: 10px;
  color-scheme: light;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --ink: #ece7df; --ink-2: #a9a397; --paper: #15171c; --sheet: #1e2128; --rule: #333741; --soft: #272a33;
    --accent: #e39a62; --accent-ink: #1b1209; --accent-soft: #3a2a1d;
    --ok: #6fd3a0; --ok-soft: #17322a; --warn: #f2c66b; --warn-soft: #3a2f16; --bad: #ff8f84; --bad-soft: #3d1d1b;
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --ink: #ece7df; --ink-2: #a9a397; --paper: #15171c; --sheet: #1e2128; --rule: #333741; --soft: #272a33;
  --accent: #e39a62; --accent-ink: #1b1209; --accent-soft: #3a2a1d;
  --ok: #6fd3a0; --ok-soft: #17322a; --warn: #f2c66b; --warn-soft: #3a2f16; --bad: #ff8f84; --bad-soft: #3d1d1b;
  color-scheme: dark;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 16px/1.55 var(--body); -webkit-font-smoothing: antialiased; }
a { color: var(--accent); }
[hidden] { display: none !important; }
main { max-width: 1160px; margin: 0 auto; padding: 28px 24px 96px; }
main.narrow { max-width: 460px; }
h1, h2, h3 { font-family: var(--display); letter-spacing: -.02em; line-height: 1.15; margin: 0; }
h1 { font-size: clamp(28px, 4vw, 38px); font-weight: 800; }
h2 { font-size: 24px; font-weight: 800; }
h3 { font-size: 17px; font-weight: 600; }
.muted { color: var(--ink-2); }
.eyebrow { margin: 0 0 6px; font-size: 12px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--accent); }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
:focus-visible { outline: 2px solid var(--accent); outline-offset: 2px; }
#panelTitle:focus { outline: none; }
.skip { position: absolute; left: -999px; top: 8px; z-index: 50; background: var(--accent); color: var(--accent-ink); padding: 8px 14px; border-radius: 6px; }
.skip:focus { left: 12px; }

/* header */
.top { position: sticky; top: 0; z-index: 20; background: color-mix(in srgb, var(--paper) 88%, transparent); backdrop-filter: blur(10px); border-bottom: 1px solid var(--rule); }
.top-inner { max-width: 1160px; margin: 0 auto; display: flex; align-items: center; gap: 16px; padding: 10px 24px; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--ink); text-decoration: none; }
.logo { width: 44px; height: 44px; flex: none; }
.foot .logo { width: 56px; height: 56px; }
.foot .wordmark { font-size: 24px; }
.foot .wordmark small { font-size: 14px; }
.logo-bg { fill: var(--accent); }
.logo-mark { fill: none; stroke: var(--accent-ink); stroke-width: 2.4; stroke-linecap: round; }
.wordmark { display: flex; flex-direction: column; gap: 3px; font: 800 21px/1 var(--display); letter-spacing: -.03em; }
.wordmark small { font: 500 12px/1.3 var(--body); letter-spacing: 0; color: var(--ink-2); }
.top-right { margin-left: auto; display: flex; align-items: center; gap: 10px; }
.top-right form { margin: 0; }
.iconbtn { display: grid; place-items: center; width: 38px; height: 38px; border: 1px solid var(--rule); border-radius: 9px; background: var(--sheet); color: var(--ink-2); cursor: pointer; }
.iconbtn:hover { color: var(--ink); }
.iconbtn svg { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.iconbtn .i-sun { display: none; }
:root[data-theme="dark"] .iconbtn .i-sun { display: inline; } :root[data-theme="dark"] .iconbtn .i-moon { display: none; }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) .iconbtn .i-sun { display: inline; } :root:not([data-theme="light"]) .iconbtn .i-moon { display: none; } }
.savestate { font-size: 13px; color: var(--ink-2); white-space: nowrap; display: inline-flex; align-items: center; gap: 6px; }
.savestate::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--rule); }
.savestate.ok::before { background: var(--ok); } .savestate.busy::before { background: var(--warn); } .savestate.bad { color: var(--bad); } .savestate.bad::before { background: var(--bad); }

/* buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 6px; min-height: 44px; padding: 9px 18px; border: 1.5px solid var(--accent); border-radius: var(--r); background: var(--accent); color: var(--accent-ink); font: 600 15px var(--body); text-decoration: none; cursor: pointer; white-space: nowrap; transition: filter .15s, transform .05s; }
.btn:hover { filter: brightness(1.08); }
.btn:active { transform: translateY(1px); }
.btn.ghost { background: transparent; color: var(--accent); }
.btn.small { min-height: 34px; padding: 5px 12px; font-size: 14px; }
.btn.big { min-height: 52px; padding: 12px 28px; font-size: 17px; }
.btn:disabled { opacity: .5; cursor: progress; }
.linkbtn { background: none; border: 0; padding: 0; color: var(--accent); font: inherit; cursor: pointer; text-decoration: underline; text-underline-offset: 3px; text-align: left; }
.linkbtn.danger { color: var(--bad); }

/* sheets */
.sheet { background: var(--sheet); border: 1px solid var(--rule); border-radius: 14px; padding: 24px; }
.hero { display: flex; align-items: flex-end; justify-content: space-between; gap: 20px; margin-bottom: 24px; }
.hero p.muted { max-width: 560px; margin: 8px 0 0; }

/* intake layout */
.intake { display: grid; grid-template-columns: 250px minmax(0, 1fr); gap: 24px; align-items: start; }
.steps { position: sticky; top: 86px; }
.overall { display: flex; flex-direction: column; gap: 6px; font-size: 13px; color: var(--ink-2); margin: 0 0 14px; padding: 0 4px; }
.meter { display: block; height: 8px; background: var(--soft); border-radius: 99px; overflow: hidden; }
.meter > span { display: block; height: 100%; width: var(--p, 0%); background: var(--accent); border-radius: 99px; transition: width .3s; }
.steps ol { position: relative; list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 4px; }
.step { width: 100%; display: flex; align-items: center; gap: 12px; padding: 10px 12px; border: 1px solid transparent; border-radius: 12px; background: none; color: var(--ink); font: inherit; text-align: left; cursor: pointer; }
.step:hover:not(:disabled) { background: var(--sheet); border-color: var(--rule); }
.step[aria-current] { background: var(--sheet); border-color: var(--accent); box-shadow: 0 1px 0 var(--rule); }
.step .num { flex: none; display: grid; place-items: center; width: 28px; height: 28px; border-radius: 50%; border: 1.5px solid var(--rule); font: 600 13px var(--body); color: var(--ink-2); background: var(--sheet); }
.step[aria-current] .num { border-color: var(--accent); color: var(--accent); }
.step.done .num { background: var(--ok); border-color: var(--ok); color: var(--sheet); }
.step-text { display: flex; flex-direction: column; min-width: 0; line-height: 1.25; }
.step-text span { font-weight: 600; }
.step-text small { font-size: 12.5px; color: var(--ink-2); }
.step.done small { color: var(--ok); }
.step.locked { opacity: .55; cursor: not-allowed; }

.panel { padding: 28px 32px; min-height: 420px; }
.panel-head { margin-bottom: 22px; }
.panel-head p.muted { margin: 6px 0 0; }
.grid { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 18px 16px; }
.w-full { grid-column: span 6; } .w-two { grid-column: span 4; } .w-half { grid-column: span 3; } .w-third { grid-column: span 2; }
h3.sub { grid-column: span 6; margin: 10px 0 -4px; padding-top: 16px; border-top: 1px solid var(--rule); font-size: 16px; }
.listblock > .list-head h3.sub { border-top: 0; padding-top: 0; margin: 0 0 10px; }
.panel-foot { display: flex; justify-content: space-between; gap: 12px; margin-top: 32px; padding-top: 20px; border-top: 1px solid var(--rule); }

/* fields */
.fld { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.lab { font-weight: 600; font-size: 14.5px; }
.lab em { font-style: normal; font-weight: 400; color: var(--ink-2); font-size: 13px; }
input[type=text], input[type=email], input[type=tel], input[type=date], input[type=password], input[type=search], select, textarea {
  width: 100%; min-height: 46px; padding: 10px 12px; border: 1.5px solid var(--rule); border-radius: var(--r); background: var(--sheet); color: var(--ink); font: 16px var(--body); }
textarea { resize: vertical; }
select { appearance: none; background-image: linear-gradient(45deg, transparent 50%, var(--ink-2) 50%), linear-gradient(135deg, var(--ink-2) 50%, transparent 50%); background-position: right 18px center, right 13px center; background-size: 5px 5px; background-repeat: no-repeat; padding-right: 34px; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 3px var(--accent-soft); }
.hint { font-size: 13px; color: var(--ink-2); }
.msg { font-size: 13px; color: var(--bad); min-height: 0; }
.msg:empty { display: none; }
.fld.bad input, .fld.bad select, .fld.bad textarea { border-color: var(--bad); }
.fld.bad .choice span { border-color: color-mix(in srgb, var(--bad) 60%, var(--rule)); }

.choices { display: flex; flex-wrap: wrap; gap: 8px; }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; inset: 0; margin: 0; cursor: pointer; }
.choice span { display: inline-flex; align-items: center; min-height: 44px; padding: 9px 16px; border: 1.5px solid var(--rule); border-radius: 99px; background: var(--sheet); font-weight: 500; cursor: pointer; transition: border-color .15s, background .15s; }
.choice:hover span { border-color: var(--ink-2); }
.choice input:checked + span { border-color: var(--accent); background: var(--accent-soft); color: var(--ink); box-shadow: inset 0 0 0 1px var(--accent); }
.choice input:focus-visible + span { outline: 2px solid var(--accent); outline-offset: 2px; }
.check { display: inline-flex; align-items: center; gap: 10px; min-height: 44px; padding: 10px 14px; border: 1.5px solid var(--rule); border-radius: var(--r); cursor: pointer; font-weight: 500; }
.check input { width: 20px; height: 20px; accent-color: var(--accent); margin: 0; }

.ac { position: relative; }
.ac-pop { position: absolute; left: 0; right: 0; top: calc(100% + 4px); z-index: 30; background: var(--sheet); border: 1px solid var(--rule); border-radius: 12px; box-shadow: 0 12px 32px rgba(0,0,0,.18); overflow: hidden; }
.ac-list { list-style: none; margin: 0; padding: 4px; max-height: 300px; overflow-y: auto; }
.ac-list li { display: flex; flex-direction: column; padding: 10px 12px; border-radius: 8px; cursor: pointer; line-height: 1.3; }
.ac-list li strong { font-weight: 600; }
.ac-list li span { font-size: 13.5px; color: var(--ink-2); }
.ac-list li:hover, .ac-list li[aria-selected="true"] { background: var(--accent-soft); }
.ac-list li.ac-none { cursor: default; color: var(--ink-2); font-size: 14px; }
.ac-list li.ac-none:hover { background: none; }
.ac-credit { margin: 0; padding: 6px 14px; border-top: 1px solid var(--rule); font-size: 11.5px; color: var(--ink-2); text-align: right; }

/* repeatable cards */
.card { border: 1px solid var(--rule); border-radius: 12px; padding: 16px 18px 20px; margin-bottom: 12px; background: color-mix(in srgb, var(--soft) 45%, var(--sheet)); }
.card-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 12px; }
.addbtn { align-self: flex-start; border-style: dashed; }
.empty-line { margin: 0 0 12px; }

/* files */
.drop { position: relative; display: flex; flex-direction: column; align-items: center; gap: 4px; padding: 28px 16px; border: 2px dashed var(--rule); border-radius: 12px; text-align: center; cursor: pointer; transition: border-color .15s, background .15s; }
.drop:hover, .drop.over { border-color: var(--accent); background: var(--accent-soft); }
.drop input { position: absolute; inset: 0; opacity: 0; cursor: pointer; }
.files { list-style: none; margin: 8px 0 0; padding: 0; }
.files li { display: flex; gap: 12px; align-items: center; padding: 10px 0; border-bottom: 1px solid var(--rule); }
.files li a { flex: 1; min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }

/* review */
.banner { border-radius: 12px; padding: 14px 18px; margin-bottom: 18px; }
.banner.ok { background: var(--ok-soft); color: var(--ink); border: 1px solid color-mix(in srgb, var(--ok) 35%, transparent); }
.banner.warn { background: var(--warn-soft); border: 1px solid color-mix(in srgb, var(--warn) 35%, transparent); }
.issues { margin: 10px 0 0; padding-left: 18px; display: flex; flex-direction: column; gap: 4px; }
.summary { display: flex; flex-direction: column; gap: 14px; }
.sum { border: 1px solid var(--rule); border-radius: 12px; padding: 14px 18px; }
.sum-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 8px; }
.sum dl { margin: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px 24px; }
.sum dl div { min-width: 0; }
.sum dt { font-size: 12.5px; color: var(--ink-2); }
.sum dd { margin: 0; font-weight: 500; overflow-wrap: anywhere; }

/* office */
.officebar { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; margin-bottom: 20px; }
.officebar .back { color: var(--ink-2); text-decoration: none; font-weight: 500; }
.officebar .back:hover { color: var(--ink); }
.officebar-actions { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.officebar-actions form { margin: 0; }
/* link + copy button as one rounded box */
.copyrow { display: flex; align-items: center; gap: 6px; min-width: 0; padding: 5px 5px 5px 14px; border: 1.5px solid var(--rule); border-radius: 12px; background: var(--paper); }
.copyrow:focus-within { border-color: var(--accent); box-shadow: 0 0 0 3px var(--accent-soft); }
.copyrow::before { content: ""; flex: none; width: 16px; height: 16px; background: var(--ink-2); -webkit-mask: var(--link-icon) center / contain no-repeat; mask: var(--link-icon) center / contain no-repeat; }
.copyrow input[type=text] { flex: 1; min-width: 0; min-height: 0; padding: 6px 2px; border: 0; background: transparent; box-shadow: none; font-size: 14.5px; color: var(--ink); text-overflow: ellipsis; }
.copyrow input[type=text]:focus { box-shadow: none; }
.copyrow .btn { flex: none; min-height: 38px; border-radius: 9px; }
.copyrow.small { padding: 3px 3px 3px 10px; border-radius: 10px; }
.copyrow.small input[type=text] { width: 230px; font-size: 13.5px; padding: 3px 2px; }
.copyrow.small .btn { min-height: 30px; border-radius: 7px; }
:root { --link-icon: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='M10 13a5 5 0 0 0 7.1 0l3-3a5 5 0 0 0-7.1-7.1l-1.1 1.1'/%3E%3Cpath d='M14 11a5 5 0 0 0-7.1 0l-3 3a5 5 0 0 0 7.1 7.1l1.1-1.1'/%3E%3C/svg%3E"); }
.pagehead { display: flex; justify-content: space-between; align-items: flex-end; gap: 16px; flex-wrap: wrap; margin-bottom: 20px; }
.pagehead .actions { display: flex; gap: 8px; flex-wrap: wrap; }
.share { display: grid; grid-template-columns: 1fr minmax(300px, 500px); gap: 20px; align-items: center; margin-bottom: 22px; }
.share h2 { font-size: 18px; } .share p { margin: 4px 0 0; }
.filters { display: flex; gap: 12px; align-items: center; justify-content: space-between; flex-wrap: wrap; margin-bottom: 12px; }
.filters input { max-width: 340px; }
.seg { display: inline-flex; border: 1px solid var(--rule); border-radius: 10px; padding: 3px; background: var(--sheet); }
.seg button { border: 0; background: none; padding: 7px 12px; border-radius: 7px; font: 500 14px var(--body); color: var(--ink-2); cursor: pointer; }
.seg button span { font-size: 12px; opacity: .75; margin-left: 2px; }
.seg button[aria-pressed="true"] { background: var(--accent-soft); color: var(--ink); }
.tablewrap { padding: 0; overflow-x: auto; }
table.list { width: 100%; border-collapse: collapse; }
.list th { text-align: left; font-size: 12.5px; font-weight: 600; color: var(--ink-2); padding: 12px 16px; border-bottom: 1px solid var(--rule); white-space: nowrap; }
.list td { padding: 12px 16px; border-bottom: 1px solid var(--rule); vertical-align: middle; }
.list tbody tr { cursor: pointer; }
.list tbody tr:hover { background: color-mix(in srgb, var(--soft) 60%, transparent); }
.list tbody tr:last-child td { border-bottom: 0; }
.rowlink { font-weight: 600; color: var(--ink); text-decoration: none; display: block; }
.list td small { color: var(--ink-2); font-size: 13px; }
.list td .meter { display: inline-block; width: 80px; vertical-align: middle; margin-right: 8px; }
.pct { font-size: 13px; color: var(--ink-2); }
.rowact { text-align: right; }
.pill { display: inline-block; padding: 3px 10px; border-radius: 99px; font-size: 13px; font-weight: 600; white-space: nowrap; }
.pill.submitted { background: var(--ok-soft); color: var(--ok); }
.pill.draft { background: var(--warn-soft); color: var(--warn); }
.empty-state { text-align: center; padding: 48px 24px; }
.empty-state p { max-width: 460px; margin: 8px auto 0; }
.empty { text-align: center; color: var(--ink-2); padding: 24px; }

.login { margin-top: 40px; }
.login h1 { font-size: 30px; }
.stack { display: flex; flex-direction: column; gap: 14px; margin-top: 18px; }
label.fld { font-weight: 600; font-size: 14.5px; }
.error { color: var(--bad); background: var(--bad-soft); padding: 10px 14px; border-radius: 8px; }

.toast { position: fixed; left: 50%; bottom: 24px; transform: translate(-50%, 20px); opacity: 0; pointer-events: none; background: var(--ink); color: var(--paper); padding: 10px 18px; border-radius: 10px; font-weight: 500; transition: opacity .2s, transform .2s; z-index: 60; max-width: calc(100vw - 32px); }
.toast.show { opacity: 1; transform: translate(-50%, 0); }
.toast.bad { background: var(--bad); color: #fff; }

/* top nav (office) */
.topnav { display: flex; gap: 2px; margin-left: 12px; }
.topnav a { padding: 8px 12px; border-radius: 8px; color: var(--ink-2); text-decoration: none; font-weight: 500; font-size: 14.5px; }
.topnav a:hover { color: var(--ink); background: var(--soft); }
.topnav a[aria-current=page] { color: var(--ink); background: var(--sheet); box-shadow: inset 0 0 0 1px var(--rule); }

/* footer */
.foot { margin-top: 24px; background: var(--sheet); border-top: 1px solid var(--rule); }
.foot-inner { max-width: 1160px; margin: 0 auto; padding: 44px 24px 28px; display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(0, 1.7fr); gap: 48px; }
.foot-brand p { margin: 14px 0 18px; color: var(--ink-2); max-width: 380px; }
.trust { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 8px; font-size: 14px; color: var(--ink-2); }
.trust li { display: flex; align-items: center; gap: 10px; }
.trust svg { flex: none; width: 18px; height: 18px; padding: 5px; box-sizing: content-box; border-radius: 8px; background: var(--accent-soft); fill: none; stroke: var(--accent); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.foot-links { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 28px; }
.foot-links div { display: flex; flex-direction: column; gap: 9px; min-width: 0; }
.foot-links h3 { font: 600 12px var(--body); letter-spacing: .1em; text-transform: uppercase; color: var(--ink-2); margin: 0 0 4px; }
.foot-links a, .foot-agency { color: var(--ink); text-decoration: none; font-size: 15px; overflow-wrap: anywhere; }
.foot-links a:hover { color: var(--accent); text-decoration: underline; text-underline-offset: 3px; }
.foot-agency { font-weight: 600; }
.foot-legal { max-width: 1160px; margin: 0 auto; padding: 18px 24px 28px; background: linear-gradient(var(--rule), var(--rule)) 24px 0 / calc(100% - 48px) 1px no-repeat; display: flex; justify-content: space-between; gap: 8px 24px; flex-wrap: wrap; font-size: 13px; color: var(--ink-2); }
.foot-legal p { margin: 0; }

/* how it works */
.help-hero { max-width: 760px; margin: 12px 0 28px; }
.help-hero h1 { font-size: clamp(30px, 4.6vw, 46px); }
.lede { font-size: 18px; color: var(--ink-2); margin: 14px 0 0; }
.howsteps { list-style: none; margin: 0 0 22px; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.howsteps h2 { font-size: 20px; margin: 14px 0 6px; }
.howsteps p { margin: 0; color: var(--ink-2); }
.howstep-num { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px; background: var(--accent); color: var(--accent-ink); font: 800 18px var(--display); }
.sections-list, #office { margin-bottom: 22px; }
.sections-list h2, #office h2 { margin-bottom: 18px; }
.ask-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 18px 24px; }
.ask-grid h3, .office-grid h3 { margin-bottom: 4px; }
.ask-grid p { margin: 0; color: var(--ink-2); font-size: 15px; }
.tip { margin: 20px 0 0; padding-top: 16px; border-top: 1px solid var(--rule); }
.office-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 28px; }
.ticks { list-style: none; margin: 8px 0 0; padding: 0; display: flex; flex-direction: column; gap: 8px; }
.ticks li { position: relative; padding-left: 22px; color: var(--ink-2); font-size: 15px; }
.ticks li::before { content: ""; position: absolute; left: 2px; top: .55em; width: 8px; height: 8px; border-radius: 50%; background: var(--accent); }
.ticks strong { color: var(--ink); }
.statuses { margin: 8px 0 0; display: flex; flex-direction: column; gap: 12px; }
.statuses dd { margin: 4px 0 0; color: var(--ink-2); font-size: 15px; }
.faq h2 { margin: 8px 0 14px; }
.faq details { padding: 0; margin-bottom: 10px; }
.faq summary { cursor: pointer; padding: 16px 20px; font-weight: 600; list-style: none; display: flex; justify-content: space-between; gap: 12px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font: 400 22px/1 var(--body); color: var(--accent); }
.faq details[open] summary::after { content: "–"; }
.faq details p { margin: 0; padding: 0 20px 18px; color: var(--ink-2); }
main.reading { max-width: 760px; }
.prose h1 { margin-bottom: 8px; }
.prose h2 { font-size: 19px; margin: 24px 0 6px; }
.prose p { margin: 0; color: var(--ink-2); }
.note { background: var(--warn-soft); padding: 10px 14px; border-radius: 8px; margin: 12px 0 0 !important; }

/* tablet / phone */
@media (max-width: 860px) {
  main { padding: 18px 16px 96px; }
  .top-inner { padding: 10px 16px; }
  .intake { grid-template-columns: minmax(0, 1fr); gap: 14px; }
  .steps { top: 69px; z-index: 10; margin: 0 -16px; padding: 10px 16px 8px; background: color-mix(in srgb, var(--paper) 94%, transparent); backdrop-filter: blur(10px); border-bottom: 1px solid var(--rule); }
  .overall { flex-direction: row; align-items: center; margin-bottom: 8px; padding: 0; }
  .overall .meter { flex: 1; }
  .steps ol { flex-direction: row; overflow-x: auto; scrollbar-width: none; gap: 6px; }
  .steps ol::-webkit-scrollbar { display: none; }
  .step { padding: 6px 12px 6px 6px; border: 1px solid var(--rule); background: var(--sheet); border-radius: 99px; white-space: nowrap; gap: 8px; }
  .step .num { width: 24px; height: 24px; font-size: 12px; }
  .step-text small { display: none; }
  .panel { padding: 20px 18px; border-radius: 12px; }
  .hero { flex-direction: column; align-items: stretch; }
  .share { grid-template-columns: 1fr; }
  .sum dl { grid-template-columns: 1fr; }
  .copyrow.small input[type=text] { width: 100%; }
  .officebar-actions { width: 100%; }
  .officebar-actions .copyrow { flex: 1 1 100%; }
  .foot-inner { grid-template-columns: 1fr; gap: 32px; padding: 36px 16px 24px; }
  .foot-legal { padding: 16px 16px 24px; background-position: 16px 0; background-size: calc(100% - 32px) 1px; }
  .howsteps, .office-grid { grid-template-columns: 1fr; }
  .topnav { display: none; }
  .list th:nth-child(4), .list td:nth-child(4), .list th:nth-child(5), .list td:nth-child(5) { display: none; }
}
@media (max-width: 560px) {
  .w-two, .w-half, .w-third { grid-column: span 6; }
  .savestate { font-size: 0; } .savestate::before { width: 10px; height: 10px; }
  .wordmark small { display: none; }
  .panel-foot { flex-direction: column-reverse; }
  .panel-foot .btn { width: 100%; }
  .filters input { max-width: none; }
  .list th:nth-child(2), .list td:nth-child(2) { display: none; }
}
@media (prefers-reduced-motion: reduce) { * { transition: none !important; scroll-behavior: auto !important; } }